What is life like with your car? Let us know and win £500 in John Lewis vouchers | No thanks
Disclosure of motoring penalties to insurance companies
Insurance companies demand disclosure of fixed penalty points for five years, even though the points are invalid after three, and removed from the licence after four.
Presumably they demand longer for serious convictions, like drink driving, when the corresponding times are five years and 11 years. What does the law say that insurers are entitled to, in relation to disclosure?
Presumably they demand longer for serious convictions, like drink driving, when the corresponding times are five years and 11 years. What does the law say that insurers are entitled to, in relation to disclosure?
Asked on 17 June 2013 by grahammore
Answered by
Honest John
Nothing to do with the law. Insurers can impose whatever contractual conditions they want. You don't have to sign up to their contact and you can always go to another insurer.
We give you the low down on how to save on insurance, little-known tricks and tips, what insurance groups mean and how to use insurance aggregators to beat insurers.
Insurance group finder and how to save on insuranceSimilar questions
Hi HJ, you recently replied to a question about Jaguar's seven day complimentary insurance. According to the Jaguar web site,
"Complimentary 7 Day Insurance
Buy a new or used vehicle from a Jaguar...
A few months ago my car was hit by a third party vehicle. Initially after the accident I made a note about the other driver's details. As there was almost no visible damage to neither mine or his car we...
Following my recent experience with my insurance renewal, I thought I would share my findings. Having compared some 23 insurers and telephoned six independently, I found some infuriating responses.
I...
Elsewhere on 
.jpg)
