What is life like with your car? Let us know and win £500 in John Lewis vouchers | No thanks

Why don't insurers still use the process where the insured driver obtains a selection of quotes for repairs?

One point you have missed in your recent replies about insurers is the 'preferred repairer'. What happened to the old method of providing three independent quotes for the repair to the insurer? Surely that was real competition at work. It also meant that the parties involved were inconvenienced by their indiscretion - so perhaps would take a little more care when driving in future.

Asked on 19 May 2012 by NH, Grouseland Haylage

Answered by Honest John
Insurers do deals with repairers to pin their costs down. Some of these complain loudly about the lack of profitability of their businesses. But the relationships between insurers and salvage companies and accident management companies and credit hire cowboys have become very strange. Manufacturer repair schemes are largely more understandable and cut out the dirty business. Basically the car insurance business in the UK needs to be completely ripped apart and for the whole thing to start again. But that will never happen because car insurance is compulsory and all the smart brains are concentrating on the potential for rip-offs.
Similar questions
My wife backed into the man across the road’s Vauxhall, with slight damage to the n/s wheelarch six inches long. I offered to pay for the repair. He said he “would look into it”. Two days later he returned....
The aircon on my 30-month-old (23,000 mile) Jaguar XF suddenly stopped working recently when on the M11. My local dealer (from whom I bought the car) tells me the aircon unit has become punctured, possibly...
I recently damaged the car of a visitor to our house here in Cornwall, whilst manoeuvring my van in our drive. This was my fault as the other vehicle, an Audi A5, was parked and empty, and I misjudged...
 

Value my car

Save £75 on Warranty using code HJ75

with MotorEasy

Get a warranty quote

Save 12% on GAP Insurance

Use HJ21 to save on an ALA policy

See offer