I recently fell foul to an online scam offering me a very reasonably priced Ford Focus for sale via a financial intermediary. The car was being being stored prior to sale on behalf of the owner who had moved abroad... Or so they said.

Without ever viewing the car, the intermediary sent me invoices for the deposit and the remaining value of the sale, which I paid via BACS. I have since found the company address is wrong, I don't have a car and I am £7000 poorer for my stupidity. I have reported to the police, bank and trading standards.

Is there anything else I can do? I insured the car when i paid for it - do my insurers have any responsibilities? I did hidden history checks through the original Autotrader advert.