Third party insurance cheaper?

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Third party insurance cheaper?

My wife drives 5000 miles a year in 12 year old Daewoo Nubira which is in good condition with 60k miles on the clock, she has 4 years no claims and I am a named driver (9 yrs no claims).

We have insured fully comprehensively but I wonder if, as the value is next to nothing, it makes sense to insure 3rd party F&T?

The premium would halve. Is there any reason to keep with the fully comp cover?

Asked on 17 August 2012 by simon

Answered by Honest John

Would the premium halve? If it does, then makes sense. But usually the premium for TPFT is not much less and can even be more because of the worse claims record.

Tags: insurance old cars owning

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