I had a no fault accident in January. When I came to renew my car insurance recently I found that my premium was £90 more expensive.

I challenged Admiral about this and was told that since I had had a non fault accident I was statistically more likely to have an at a fault claim and thus the loading on my premium.

I have been driving for 30 years and only had two at fault accidents so I find this hard to stomach. What can be done about this obvious exploitation of the motorist?