Is there an insurance hotline?

What is life like with your car? Let us know and win £500 in John Lewis vouchers | No thanks

Is there an insurance hotline?

There are many (mainly young male) drivers on the road with 'souped up' cars.

Is there a motor insurance hotline to report the car registration and modifications? With car insurance being so high for all drivers, I can't believe modifications such as tuned engines and wide exhausts are ever declared by the drivers.

If the insurers acted on such information, they would increase their revenue and the roads would be a little safer and quieter.

Asked on 8 May 2012 by d bell

Answered by Honest John

Can't imagine any insurer being interested. If the youngster has a crash the insurer will use the mods to disqualify any claim for the car, though it will have to pay for any damage to third parties.

Tags: insurance modifications legal issues

Similar questions

The emission fix ruined my car - are Volkswagen liable for not checking if it was modified?

I bought a Volkswagen Scirocco from a private seller in October 2016. The car was fully serviced and appeared to be in good condition. The other day Volkswagen did the emissions update and it completely...

Modifications and the insurance rip off...

I recently bought a mesh infill for the grille on my S Type Jag; all above board - reputable specialist supplier etc. I thought I should tell my insurer of the 'modification' rather than have it come back...

A car I sold was modified by the buyer - am I liable now it's damaged?

I'm a sole trader who recently sold an Audi A3. The buyer said they were having it remapped even though I told them it would void any warranty on the engine, clutch and gearbox. Subsequently, almost straight...