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Student loaned
We have decided to keep our son’s car while he is at university. His insurers will 'suspend' his policy until he needs it in the hols. We make the payments during suspension then the amount is deducted from the remaining premium with a £17 admin fee. We feel this is reasonable and are able to occasionally drive the car via our own policy. My question is - how often/far is it necessary to drive to keep a car ticking over? It is a 2000 W Peugeot 206.
Asked on 26 September 2011 by CH, Bournemouth,
Answered by
Honest John
Whoever the policyholder is, the car has to be continuously insured, either on its own policy or on a multi-car policy. It cannot be driven or used on the policy for another car. You could suspend your son as a named driver. But you cannot legally suspend the insurance unless you take the car off the road on a SORN. As cars get older they suffer more faults like battery draindowns, so I would say the car needs to be driven a minimum 15 miles a minimum of every fortnight.
Tags:
insurance
storing cars
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