…waiting to happen

When I purchased my Mercedes B200 CDI the dealer recommended joining an Accident Management Scheme approved by the manufacturers. They said, in case of an accident, the car would be towed away and my worries would be eased, the service would be free. In view of your recent comments on the subject, if I have an accident, would you advise me to avoid this "Free" service? Your honest comments would be much appreciated.

Asked on 14 March 2010 by NV, Mickleover

Answered by Honest John

I advise you to avoid signing or otherwise agreeing to anything that leaves you liable for the cost of a credit hire car, or forced to attend a court case, if the insurer refuses to pay for the credit hire car. You should also be aware of your contractual duty to your insurer to “mitigate” your costs in any claim, so if an independent gets involved and increases them in any way your insurer or the thirds party’s insurer may refuse to pay.

Tags: accident management

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