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Lost documents
Can you help with a problem I have very recently been presented with by my current insurer please?
I have been asked to prove that I have in excess of 9 years' NCD. My previous insurer only wanted detail of 5 years plus but Direct Line want 9 years plus, as this is what I entered into the computer. I have not had an accident, and therefore have not claimed on my insurance, since 1990.
I find that there is no loyality for staying with a provider hence I move each year to get the best quote. Until now I have been using online sites to get quotes where the options for NCD range from 1-5+ or 1-9+ years. Unfortunately I have not kept any old policy documents and cannot prove definitively that I have the NCD that I know I have.
I have 5+ and 9+ years' NCD, unfortunately the '+' has been lost into the land of noughts and ones. I feel that I am stuck between differing providers requirements where none of them actually keep a complete record. Any thoughts and or advice would be greatly appreciated.
I have been asked to prove that I have in excess of 9 years' NCD. My previous insurer only wanted detail of 5 years plus but Direct Line want 9 years plus, as this is what I entered into the computer. I have not had an accident, and therefore have not claimed on my insurance, since 1990.
I find that there is no loyality for staying with a provider hence I move each year to get the best quote. Until now I have been using online sites to get quotes where the options for NCD range from 1-5+ or 1-9+ years. Unfortunately I have not kept any old policy documents and cannot prove definitively that I have the NCD that I know I have.
I have 5+ and 9+ years' NCD, unfortunately the '+' has been lost into the land of noughts and ones. I feel that I am stuck between differing providers requirements where none of them actually keep a complete record. Any thoughts and or advice would be greatly appreciated.
Asked on 27 April 2011 by cornishbumpkin
Answered by
Honest John
Can't help you find the documents you lost. You could try approaching all your previous insurers if you have a lot of time to spare. There is a central Motor Insurer's Database and this sort of detail should eventually be on it in years to come.
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