What are the insurance implications of switching off driver safety systems?
I have just test driven a new car and was driven to distraction by all the new driver safety warnings/aids as I drove (safely) along.
The lane keeping option was particularly frustrating and tried to stop me placing the car where I wanted to be - particularly when overtaking cyclists.
The sales person stopped the car and disabled them all in one of the menus and the car then behaved.
I was told this switch off procedure has to be done each time the car was started and couldn’t be added to the driver profile.
My question is what is the insurance ramifications of doing this - if I disable everything will I still have my full insurance cover?
The lane keeping option was particularly frustrating and tried to stop me placing the car where I wanted to be - particularly when overtaking cyclists.
The sales person stopped the car and disabled them all in one of the menus and the car then behaved.
I was told this switch off procedure has to be done each time the car was started and couldn’t be added to the driver profile.
My question is what is the insurance ramifications of doing this - if I disable everything will I still have my full insurance cover?
Asked on 25 July 2024 by Lawrence
Answered by
David Ross
The majority of safety systems installed on new vehicles are mandated by European law, and many of them have the facility to be overridden by the driver or disabled on a temporary basis. Whether disabling these systems could invalidate your insurance would depend on the individual insurer, so we would suggest reading the terms and conditions of your policy in detail.
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