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Do I need to tell my insurer about a claim on another vehicle?
I have two cars and each is insured on a separate policy in my name. I have had one windscreen claim on each policy in the last 5 years. When applying for car insurance quotes do I need to list both windscreen claims or just the one claim relating to the vehicle I want the quote for?
Asked on 23 May 2024 by John Goodacre
Answered by
Louise Thomas
You always need to tell the insurer of any claims you make, even if it’s not in relation to the car you’re insuring at the time. But the good news is that making a claim for windscreen damage shouldn’t affect your no claims discount. So even though you’ll have to declare both, you should be able to benefit from discounted rates
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