What is life like with your car? Let us know and win £500 in John Lewis vouchers | No thanks
I'm struggling to get insurance now I'm over 80 - what can I do?
I am over 80 and a very experienced driver but my recent quotes from mainstream insurance companies have more than doubled my quotes. My main car is a BMW 330e and I have a Mercedes SLK for summer use doing no more than 2000 miles a year. In one case LV said they were doing me a favour, long standing customer as they no longer insure anyone over 80. Can they do this and are their any companies which take into account one’s experience and fitness to drive rather than relying on a algorithm?
Asked on 29 February 2024 by Martin Day
Answered by
Louise Thomas
When it comes to offering prices to customers, insurers will make their decision based on the risk of that customer making a claim. Some demographics, such as older or younger drivers, or those living in some areas of the UK will all fall into risk categories, and some insurers may choose not to cover these groups.
However, this is only the case for a small number of companies, and there will be insurers out there who will be willing to provide cover for some risk groups. Using a price comparison site like www.Confused.com, which works with over 150 insurers, is the best way to run a quote and find an insurer that is willing to provide you with insurance, and you can compare all of the prices in one place too so you can find the cheapest deal.
However, this is only the case for a small number of companies, and there will be insurers out there who will be willing to provide cover for some risk groups. Using a price comparison site like www.Confused.com, which works with over 150 insurers, is the best way to run a quote and find an insurer that is willing to provide you with insurance, and you can compare all of the prices in one place too so you can find the cheapest deal.
Tags:
older drivers
car insurance
Similar questions
My dad has been diagnosed with dementia and - therefore - cannot drive. My mum can still drive but the car is in his name and so is the insurance, with my mum as a named driver. In order to reinsure, would...
I learned recently that some insurance companies will not take on a new over-80 driver which I quite understand. But it does mean (a) that if you're with them you ahve to stay with them, whatever they...
Aged 83 I am planning a May 2024 visit to the Douro Valley in Portugal, where the upper age limit for car rentals is 80 years. Spain has no such upper age limit so could I rent there and then drive over...
.jpg)
