Unfortunately this is a common experience for many drivers as insurance companies have increased premiums across the board. Typically renewal quotes do not offer the best value, so we would always recommend shopping around at renewal time and to use price comparison sites in order to compare as many different insurers as possible.

When we provide sample quotes in our insurance guides it is intended to compare different insurers using the same driver information, it is not intended to show what price you can achieve yourself as this will vary based on all the information an insurance company requires you to provide.