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If an 11 year old car, worth say £200 or so, was damaged in an accident and would naturally be 'written off', would insurers pay out the £200 or £2,000 that the car would be ‘worth’ under the scrappage scheme? Insurance is there to put one back into the position prior to the event; is that £200 or £2,000?

Asked on 19 December 2009 by

Answered by Honest John
Not unless a scrappage deal had already been done and you were in the 16 weeks allowed waiting for the new car to be delivered. And then the smashed up car would still qualify to be scrapped even though half the job was already done.
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