What is life like with your car? Let us know and win £500 in John Lewis vouchers | No thanks
Half time
I bought a second-hand (2004) Audi A4 Avant 2.5tdi just over a year ago. It was bought on HP over a 3 year period. The dealer said at the time that if I wanted to hand it back, I could do this after 18 months, with nothing to owe, and just walk away. He also said that this would have no affect on my credit rating. Does this sound feasible?
Asked on 11 April 2009 by
Answered by
Honest John
In theory you can hand it back when half of the total finance is paid off, but the finance company can charge you for any damage to the car, including scratches and scuffed alloys. A neighbour’s Astra ‘handed back’ after 50% of the finance had been paid has been sitting on some hard standing near my house for 6 months, seemingly forgotten about by the finance company.
Similar questions
I have a 2006 BMW X3 2.0d sport, bought through finance. I've had it since 2014, but since the DPF issue I seldom use it. In the first quarter of 2015, I used it on a long run but noticed an intermittent...
I bought a used Vauxhall Astra 1.9 CDTi 2006 reg with 68,000 finance. Having now had it for just over a month it's got an issue with a whining sound from the 3rd and 4th gears when driving....the garage...
I will shortly be coming to the end of a four-year PCP agreement on my ML and am concerned about the potential penalty charges I may incur for alleged damage to the car. The car will be several thousand...
Related models
.jpg?width=115&height=75&rmode=crop)
Solid build quality throughout. Huge range of engines and specifications. Available with Quattro four-wheel drive. Frugal diesels. Well designed and user-friendly boot.
.jpg)
