My wife's car was due for its MOT. I called the garage that we bought the car from as it had been serviced and MOTd by them since new (52 reg). Normally we have a courtesy car, but on this occasion they didn't have one available and that they now operate a collect and deliver service from home or work. So I agreed that they could collect the car from home. Then I received a call to say that the car had passed the MOT without any problems and I paid over the phone with my debit card. A bit later I received another call from the Service Manager, saying that the car had been involved in an accident as it was being returned to our house. When I went to see the car, at the garage, both nearside wheels were bent under the car and I was told that it had slid into a kerb sideways. What actions should I now take, the garage have promised to repair the car, but I'm concerned if it's written off by their insurers I will lose out?