I am looking for advice on motor insurance. Last week I made a claim on my motor insurance policy with RIAS. The claim was made over the phone, and during the conversation I obviously mentioned that I was no longer employed but unemployed. I today have received a letter from RIAS saying that because I am now unemployed my policy has been amended and I have to pay an additional £10+ on my monthly direct debit payments. I was outraged. When I telephoned this morning I was told that because I no longer worked it is assumed I will be doing more miles and therefore I was at greater risk. How can my mileage be more when I sit at home looking for work via the Internet? Previously I drove 50 miles on a round trip to and from work on a busy motorway in busy rush-hour traffic. Now I travel into my local town perhaps twice a week, a round trip of 20 miles, plus perhaps an occasional visit the local post office 2 miles away, all along a quiet country road. I cannot see how RIAS can justify increasing my premium when I drive fewer miles and have less income at my disposal.