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I nudged another car and left my details but have had no contact - do I need to inform my insurance?
In a very tight road with vehicles parked on both side, I tried to pull in to allow a car to pass and misjudged the space and nudged the other car's bumper leaving a mark on my car and a mark on the other car as well. The mark on my car rubbed off and there appears to be no real damage, but I did see (I have dashcam footage) that the bumper on the other car was already scratched. I left a note under the car's windscreen wiper with my telephone number, took pictures of the damage and saved the dashcam footage. However, I have heard nothing from the owner of the other car. What should I do? Should I inform my insurance company? The police? I'm quite willing to admit it was my fault and would not like the to see anyone out of pocket because of my mistake, but the other car was already fairly scratched on other areas of the bodywork and I wouldn't like to be accused of additional damage. I'm also prepared to offer a contribution towards the repair of the original scratched bumper, if the owner wants to avoid going through insurance. What signed agreement should I get from them in this case?
Asked on 11 March 2019 by Dave
Answered by
Honest John
You have obliged the law in leaving your details, so you do not need to contact the police. Contact your insurer and advise that you 'wish to notify for information purpose only, I am not intimating any type of claim'. Then advise you 'touched' another vehicle, but did not cause any damage and that you wish for your insurer to contact you, should the other party make contact with them, as you will be resolving any claim yourself. With any written agreement, make sure it is witnessed and that it is "in conclusion of any claim related to this event as full and final settlement".
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