Ask Honest John

Honest John Ask Honest John » I accidentally scratched a car parked next to me - should I tell my insurers?
What is life like with your car? Let us know and win £500 in John Lewis vouchers | No thanks

I accidentally scratched a car parked next to me - should I tell my insurers?

It's really windy at the moment and when getting out of a parked car my door blew open and scratched the one beside it. I looked for the owner it but didn't find them so left a note saying sorry and my number. I came back after but the car was gone.
That was almost 24 hours ago and no one called me. I went to the shop to check if they have CCTV but they don't. Should I report it?

Asked on 19 September 2018 by Leah

Answered by Honest John
I would give them 48 hours to contact you, then contact your insurer and advise that you are notifying them for "informational purpose only". You are not making a claim, but make them aware of what happened. Advise your insurer that should anyone contact them you insist they contact you, as you may wish to pay for it yourself and it should not be logged as a claim under any circumstances.

We give you the low down on how to save on insurance, little-known tricks and tips, what insurance groups mean and how to use insurance aggregators to beat insurers.

Insurance group finder and how to save on insurance
Similar questions
I was in a car park park and drove over a chain which was flat on the floor. The chain flicked when the back wheels went over and damaged the car back bumper. The security admitted the was their mistake...
I parked my Volkswagen Transporter (195.5cm height) in a NCP car park last week stating max height 197cm. My van got stuck in the actual barrier stating 197cm but on measuring the barrier was actually...
My parked car was reversed into while in a private car park. The other party did not stop and drove off. I have the details of the other party's car from CCTV, as well as clear proof that the accident...