Ask Honest John

Honest John Ask Honest John » Could claiming for a cracked windscreen write off my old car?
What is life like with your car? Let us know and win £500 in John Lewis vouchers | No thanks

Could claiming for a cracked windscreen write off my old car?

I have a much-loved 1995 Honda Prelude, which I've owned from new and kept in good condition. Unfortunately it has a crack in the top near-side corner of the windscreen, which will cause it to fail its upcoming MoT. I think this was caused by hitting a pothole, but I've got no proof to back that up. I have windscreen cover on my insurance, but I'm worried that for a foreign-built car of this age and rarity that the cost of replacing the windscreen would be more than the market value of the car. I'm concerned that if I make a claim then the insurers would just write the vehicle off. What would be my best course of action to keep my Prelude on the road?

Asked on 8 August 2018 by Sierra Charlie

Answered by Honest John
When making a claim for a windscreen, it's not like making a claim on your normal policy. The value of your car will have no bearing on whether they fit a windscreen or not. It won't affect your no claims or claims history because it's not making a claim on your motor insurance policy, windscreen cover is separate.

We give you the low down on how to save on insurance, little-known tricks and tips, what insurance groups mean and how to use insurance aggregators to beat insurers.

Insurance group finder and how to save on insurance
Similar questions
My car suffered a cracked windscreen. I would prefer to have the replacement screen installed by a local fitter that I've known for years, but I'm finding this impossible. LV continually direct me to their...
I have car insurance with Saga that gives me unlimited time in Spain. In April, on the way down to Spain, my windscreen was chipped by a stone. I contacted Saga but they have no agreement with any windscreen...
My Mercedes-Benz (bought in March 2016, from new) has just suffered a cracked windscreen as a result of a stone from the road hitting it. Am I entitled to insist on a genuine Mercedes-Benz front windscreen...