What is life like with your car? Let us know and win £500 in John Lewis vouchers | No thanks

Is it legal for insurance brokers to charge more if you take passengers on a motorbike?

Is it legal for insurance brokers to charge more if you say you may take passengers on a motorbike? Car drivers are not charged more or even asked the question.

Asked on 29 May 2018 by Andrew Foster

Answered by Honest John
Yes, because you are much at risk of an an accident on a bike than in a car. It is much much more probable that your pillion will have a serious injury or sustain a fatality than the would as a passenger in a car. It is not a matter of whether it is ‘legal’ or not, they are providing you cover that you can opt to have, or decline.
Similar questions
Two years ago I was knocked off my motorbike by a driver who admitted full liability. I notified my insurance company, who said they'd put me in touch with an accident management company who would handle...
Can I beheld liable for an accident at a junction in which I overtook a stationary car that was turning right. I did not see them indicating
I read your FAQs about credit hire vehicles but would appreciate further advice. My son's motorbike was knocked over whilst it was parked. The car driver has admitted liability and there is one witness....
 

Value my car

Save £75 on Warranty using code HJ75

with MotorEasy

Get a warranty quote

Save 12% on GAP Insurance

Use HJ21 to save on an ALA policy

See offer