Car declared a total loss, can I get a refund on my insurance premium?

My car insurer recently cancelled my insurance after declaring a claim I made was uneconomical to repair, resulting in a total loss. I have emailed them asking for a refund on my insurance. I purchased my insurance at the beginning of March 2022 and they cancelled it on 20 June 2022 leaving 8 months I paid for and not using. I have had no reply, as yet. I have sent a second email asking for a response. Will you let me know, if, under these circumstances, I am entitled to a refund?

Asked on 30 June 2022 by Carol Crangle

Answered by Dan Powell

Sadly, you are not entitled to a refund. Depending on the type of policy you have, it will be transferable to another vehicle or the insurer will consider the contract fulfilled and cancel it after the claim.

Tags: total loss car insurance

Similar questions

My £1500 car was rear-ended and repairs will cost £1900 - will the other party's insurer pay to fix it?

I was rear-ended by a vehicle and the cost to repair my car is £1981. My car is valued at £1500. Will their insurance pay out?

Do consumers have to disclose that their vehicle has been a total loss then repaired?

Do consumers have to disclose to Insurers their vehicle was previously a total loss?

My car has been deemed a Cat N but I want to keep it as my husband bought it before he died?

My car has been deemed a Cat N (uneconomical to repair) but I want to keep my car as my husband bought it before he died. I have been told my excess and salvage cost will be deducted from the settlement...