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My wife and I are thinking of using one car instead of two. It would mean me scrapping my reliable old Peugeot and be the second driver on my wife's insurance policy. What would happen a few years down the road should I wish to run a car of my own with my own policy?

Asked on 6 June 2009 by

Answered by Honest John
An unused NCD usually lasts 2 years before it becomes void.
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