Can a car be written off over phone?

Can a car be written off over phone? I don't think the damage is bad at all, just the front grille and a dented bumper. Looking at the structure, all looks fine?

Asked on 17 December 2018 by Tony

Answered by Honest John
It is nothing to do with how it looks, but the cost that is the relevant issue to an insurer. Yes, your car can be written off over the phone.
Similar questions
I know insurers require a new MoT for a vehicle that was a Cat N write off. They have given me 14 days to obtain one but is it a legal requirement? Could I still drive on the existing MoT? Also if it fails...
What paperwork should I ask for from a garage if I'm buying a Cat S car? Must I have a structural report? The car my son is looking at is less than 3 years old, so no MOT required. The garage is saying...
My car is a Cat S write off. How do I get it off the register? All repairs have been done but my insurance quotes are ridiculous so I need it off the register.