Best Skoda Finance Deals

Interested in buying a new Skoda on finance? Whether its a great deal on a new Fabia or a steal on a Superb, we have the best offers for you

Skoda has a strong line-up of practical family cars that have become particularly popular with family buyers. Skoda acknowledges that its buyers come from a range of backgrounds and as a result offers a range of finance products to help people get behind the wheel.

New versions of popular models like the Skoda Kodiaq have arrived recently, so deals are worth keeping an eye on. So to are incentives to go electric, with the Skoda Enyaq receiving a facelift and the arrival of the new Skoda Elroq and Epiq, there's plenty of opportunity to grab a great deal.

In general, Skoda often offers significant discounts for buyers opting for a PCP agreement right across the range, so it’s worth taking the time to calculate the best finance option for your budget, taking into account any offers on the table.

Best Skoda PCP Offers

Solutions Personal Contract Plan is Skoda's PCP product and good if you want the option to buy the car at the end of the agreement. 

Does Skoda do leasing?

If you don't want to buy your car outright, or need the option to should finances allow, like Audi, VW, SEAT and Cupra, Skoda offers leases via VW Financial Services. The Skoda models currently available for lease are available to browse on the VWFS Drive website.

Arranging a finance deal is as simple as finding a Skoda model that suits you, get a quote, set up your finance agreement and then your chose new Skoda will be delivered to your nearest Skoda dealership. All the cars Skoda offers for lease are already built and in stock, which means delivery can take place quickly and conveniently.

What is the best month for car finance?

Most Skoda buyers use some sort of finance product to get behind the wheel, and that means there are often tempting deals to be had, particularly on PCPs, which are provided by Volkswagen Group Financial Services.

We recommend month end being the best time to ask a dealer, as salespeople have targets to hit. However, March and September tend to be less fruitful, as that’s when the new registrations come in. We recommend you look at times when consumers are spending elsewhere, too, like the run up to Christmas, Black Friday and Cyber Monday, as dealerships are quiet and there may be more chance of a deal.

Which car lease term is best?

The best lease term depends on your budget and your requirements for your car. If you’re using finance to get behind the wheel of your new car, the cost of your monthly payments is calculated to effectively cover the depreciation that the car experiences over that time.

Leases tend to be almost exclusively offered on brand new cars, and terms tend to range from 24 to 48 months. The shorter the term, the steeper the depreciation the car experiences, so your payments will be increased as a result. Longer lease terms mean the cost is spread, reducing your monthly bill. Lower monthly payments can lower your initial payment, too, as this tends to be a multiple of your monthly payment.

Why are lease cars so expensive at the moment?

Leasing is expensive because cars are expensive. Thanks but not limited to global challenges like the coronavirus pandemic, semiconductor shortage, shift to electrification and war in Ukraine, supply chains have been struggling to keep the car industry running at full capacity.

As a result of the low supply of new cars combined with a high demand as people treat themselves post-pandemic, higher prices are here to stay. This in turn impacts consumers when it comes to paying their monthly car payment, as these are calculated based on the cost of the car new, and its depreciation over the length of the lease.