Best Land Rover Finance Deals

Are you in the market to finance a new Land Rover? Then this page is for you, complete with our picks of the best Land Rover PCP deals

Land Rover is renowned for building 4x4s with the finest go-anywhere abilities. Despite their off-road capability, all Land Rovers are luxury vehicles that command high prices, but luckily there are a host of finance products available.

One option is to use Land Rover’s subscription service. Called Pivotal, the service includes the car, road tax, insurance for two drivers, maintenance and servicing and roadside assistance. It costs £550 to join. There are four tiers to choose from, starting at £950 a month for a Discovery Sport.

Best Land Rover PCP Offers

You can use Land Rover Personal Contract Purchase (PCP) to put down a deposit, pay monthly and then have the option to buy the car at the end of the finance agreement term if you so wish.

Land Rover also offers conventional Hire Purchase. It is similar to PCP but you pay a deposit and monthly payments that add up to you owning the vehicle by the end of your agreement. This is a good option if you drive more miles as the car’s yours.

Another option is Land Rover’s Advance Payment Plan (APP). It works like PCP, but without the monthly payments, so you put down a larger advance payment at the start of the agreement, and then have the optional payment to own the vehicle at the end of the agreement. You can also give the car back at this point and walk away, or start a new agreement on a new car, just as with PCP.

What are the benefits of leasing a Land Rover?

Leasing isn't for everyone, but can have some significant advantages. For example, lease cars tend to be brand new, allowing you to benefit from the latest efficiency and infotainment technology, plus the peace of mind of the manufacturer warranty.

Leasing tends to be cheaper than a PCP deal, as you don't have the option to own the car at the end of the lease, allowing you to save the money, or lease a higher-specification car for the same monthly fee. Land Rovers tend to be expensive to buy, but if you've always fancied running one, then a lease could be worth exploring.

How much is it to finance a Land Rover on PCP per month?

The PCP cost of a Land Rover depends on the model you choose, the length of the finance agreement and how many miles you plan to drive each year. It's good to work this out before you commit, so you understand what you can afford before you get seduced on a test drive.

Land Rover offers PCP direct from the manufacturer. Its cheapest model is the Land Rover Discovery Sport, which starts at £479 a month. However, although there's currently a £2000 deposit contribution available, you'd still need to put down a customer deposit of over £11,000 on a 48-month deal with 10,000 miles per year.

What month is the best month to finance a car?

Using a finance product to get behind the wheel of a Land Rover is very popular, so it’s always worth doing your homework to figure out which is best for you. This question concerns leasing, so you’re not planning to own the car.

We always recommend the end of the month as a good time to visit a dealer, as salespeople have targets to hit. March and September tend to be less fruitful, as that’s when the new registrations hit the road, so we recommend you look at times when consumers are spending elsewhere, like pre-Christmas, Black Friday and Cyber Monday, as dealerships are quiet and there may be more chance of a deal.

Are Land Rovers expensive to run?

In a word, yes. Land Rovers are among the more expensive cars to buy, lease and run. They have high purchase prices, and, even if you opt for a plug-in hybrid model, will still use significant amounts of fuel.

If you’re using finance, Land Rover doesn’t offer a servicing package when you use PCP, Hire Purchase or its Advance Payment Plan. However, you can add a maintenance, routine service, tyre replacement and repair package to a PCH agreement for an additional, but predictable, monthly payment.