Toyota Corolla - No fault accident / 'write off'

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Tue 25 Sep 2012 18:17
Toyota Corolla - No fault accident / 'write off' - JingJangJong

I was involved in an accident on Friday. A car pulled out of a junction and crashed into the rear of my elderly but reliable and much loved Corolla. The car suffered a dented bumber and a fairly minor bumpt to the side

The driver admitted fault at the roadside and phoned her insurance company to admit fault. Her insurers contacted me and told me that they would send out an assesor. The assesor arrived and after making his report, the repairers told me that it is a 'total write off.' despite the damage being fairly minor.

I am puzzled on a number of levels. How can they 'write off' a car that they don't insure? Do I have any right to insist that they repair the car, even if it is uneconomic for them to do so?

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Tue 25 Sep 2012 18:22
Toyota Corolla - No fault accident / 'write off' - JingJangJong

I haven't notified my insurers yet about the accident, do I need to do that too? Even if she admitted liability?

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Tue 25 Sep 2012 19:25
Toyota Corolla - No fault accident / 'write off' - FP

You do need to notify your insurers - you have been involved in an accident. Doesn't matter whose fault it was or anything else.

The other party's insurers can't write off your vehicle. I imagine someone was merely expressing the opinion that it would be uneconomical to repair.

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Tue 25 Sep 2012 19:45
Toyota Corolla - No fault accident / 'write off' - JingJangJong

Thanks for that

Okay will contact my insurance ASAP.

So what obligation do the other party's insurance have to me? Can I insist on a repair?

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Tue 25 Sep 2012 21:24
Toyota Corolla - No fault accident / 'write off' - Falkirk Bairn

Take your car to a bodyshop and ask for a price to fix - 2nd hand bumper, knock out/fill/spray if possible.

Ask for payout from 3rd party and then say you want to keep the car (assuming above is reasonable cost!)

Alternatively, take the 3rd party insurers cash and drive a bashed car..........

10 years ago a Janitor I spoke to had the same car "written off" 3 times in a space of 3 years and it was still running - bashed but not dangerous so passed MoT. He pocketed cash 3 x over.

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Mon 1 Oct 2012 15:59
Toyota Corolla - No fault accident / 'write off' - JingJangJong

Thank for the advice everyone!

The third party's insurance company have deemed my car a total loss and deemed it a cat C write off. They've offered me £800 quid and I can keep the car.

I've got quotes to fix it for a fraction of that cost and so...may come out of this ahead!

Cheers everyone!

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Mon 1 Oct 2012 17:46
Toyota Corolla - No fault accident / 'write off' - Armitage Shanks {p}

Looks like a win/win situation - I hope. Well done

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Fri 9 Nov 2012 22:53
Toyota Corolla - No fault accident / 'write off' - farah786
Av u made a personal injury claim?
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Sat 10 Nov 2012 00:18
Toyota Corolla - No fault accident / 'write off' - FP

Are you suggesting he should do so?

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