You had the calipers cleaned and lubed recently, i suspect the pads should have been changed then and the cables adjusted at the same time.
I have changed dozens if not hundreds of pads and shoes long before they have worn out, removing and inspecting can show breaking up and the first signs of detaching of the friction material from the backing plate, the modern *service* regime of peering through or from behind a wheel might show the depth of friction material left, it tells the viewer nothing about the condition of the parts.
Sounds to me like the second geezer did the job right, whether the internal handbrake adjusters inside the calipers (guessing thats the type) will work properly in the near future is the question, you should know in a few weeks.
+1
I have stripped pads which looked 100% and then fell off the packing steel when stripped.. a recipe for disaster.
"Crumbling" = change at once.
Of course if you want brakes to freeze in winter, damp in crumbly bits is the ideal way to go.
It's not the driver's life I worry about if they neglect their brakes - it's other road users and pedestrians...
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