For provisional licence holders the cost really isn't bad (since they are always under supervision). It's when they pass that the cost rockets...

The fact that your child has two X chromosomes helps too. Often you can add drovers on to your policy for short periods of time; the cost really isn't a lot-much cheaper than additional lessons.

Short term learner insurance seems to be the solution at the moment.

You can insure your daughter under a separate policy to drive your car , provided it is lower than group 15 (out of 50), for any period between 1 and 28 weeks. The policy runs in parallel with your existing insurance.

The cost is circa £300 which is much cheaper than adding a named learner driver to a standard policy. If you do some searching on the internet you will find lots of providers. The motoring organisations (e.g AA) provide some recommendations as well.

Seems to be a new product.

Good luck

I detailed this earlier in the thread. I came across a case where the daughter passed her test and returned home with Mum as a passenger then the daughter took the plates off and went out to drive on her own and at the end of her road she T boned a car when she pulled out into the main road. Insurance company refused to pay out. Regards Peter

Even when "any driver" insurance existed it always excluded learners, drivers under 25 and anyone who passed their test in the previous 2 years.

It was never "ALWAYS" anything - it depended on the wording of the policy - certainly my policies when I was in my early 20's simply specified "any driver" without any exclusions - but that was on low grouped cars.

Age restrictions are often applied to cars above the low groups.

Just found this thread and thought I'd add my two pence. We tried to get my son insurance in his own car. No way he could be added to ours so seemed the better option. Trying to get insurance was a nightmare as many of the main Learner Driver Insurance providers only cover them to drive a car they don't own.

Edited by Avant on 10/01/2019 at 16:10