Have you tried entering cars into a insurance comparison web site?

I have just insured my son on his own policy who has just passed his test.His car is a group 1 Peugeot 107 998cc and the cheapest we have got is £2500 TPF&T.

I have tried over many nights trying different cars,ie corsa's,clio's,panda's etc all one litre and the insurance has been coming back as £3000-£3500 on those cars.Only the Aygo,Citreon C1 and Peugeot 107 clones came back as the cheapest.

Also insurance for while your learning to drive isn't too bad at approx £800 but as soon as you pass your test it shoots up into the thousands.

I live in a good area and have done all the usual tricks like adding my wife and i to the policy.

Also my sons friend,who is a girl of the same age, has just bought a Kia Picanto and has insured it for £1200.I entered the same car,same age and same post code but changed the sex to male........£3500!! for him.

Also,just for a laugh,i entered him to drive my 2.0 litre Ford Mondeo and it came back as....wait for it.....

£15,500!!!!!

All i can say to the original poster is good luck.You'll need it.

If the insurance is going to be so expensive, it might be worth considering cars that can be had for around the £500 mark.

Is the 1.0 Corsa actually 'nasty'? Isn't that a reliable Suzuki engine? And won't any required parts be cheap and plentiful and available as patterns? (all counts, if the biggest single cost of motoring is the insurance.)

What about an old Micra? A Perodua Nippa / Daewoo Matiz (both 800cc)?

What about an Allegro / Morris Minor? (tatty but roadworthy examples available under a grand.)

In reply to the poster that surgested a Citroen AX i have just entered to details of one into my sons price comparison quote.The price was £2,565.02.

I think the original poster won't get insurance for ANY car for less than £2,500.Sad but true.

@ Handcart.

The above quotes are just a quick representation of the general prices for these cars.

The price comparison sites are a good start and 'yes' ringing insurers generally gets a lower quote but from my experience of the whole thing its only by a couple of hundred quid.

What i am getting at is that if quoted £2700 for a car on a comparison site then no matter how hard you try your not going to get it for say £1500.A few hundred quid less 'yes' but not enough to make a big difference.

A bike would be cheaper :-)

Oh yeah there is another option available for those of the male sex.

But it involves an irreversible surgical operation.

I think my first policy was under £800. This was on a 1.6 Corolla. I was 23. It was a 'special' third party only (no fire and theft), but still.

Something's gone very wrong. You can't tell me that the average cost of a young person's claim has increased by a factor of three or four in 6 years.

The market doesn't seem to be working.