Insurance company wants my car?? is it thers?

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Wed 29 Feb 2012 02:07
Insurance company wants my car?? is it thers? - stoney123

hi

i purchased a car in july 2011 which i had paid £42000 for. i did all the checks..a local car show room did a hpi as well. It all come back clear.

in august i was stoped by the police in a routine stop. i was caryying over a £1000 so they arrested me to enquire where i had got the money from.

When i was in custody they did some checks on my car. The results come back as my car had 10stolen parts. the windowns, lights, mirrors and and a seat.

i was arested and charged for handling stolen goods. however when they discovered i had done al the neccessarry checks and the stolen parts where not related to me they had drop the charges.

when i asked for my car back they kept giving me dates on when they will give me the car back. I was told last week that i would not be getting the car back and it will be going back to the insurance comapany of the vihicle where the 10 stolen parts had come from. i told the police that they or the insurance company can take the 10 stolen parts and give me back the rest of the car as it is not stolen and of which i have paid for.

the police where having none of it and was told to take the insurance company to court.

i would be greatfull if someone can tell mewhere i stand in this situation. surely the insurance company cant take the whole car on the fact they own 10parts??

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Wed 29 Feb 2012 06:56
Insurance company wants my car?? is it thers? - Dwight Van Driver

Edited by Dwight Van Driver on 29/02/2012 at 06:59

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Wed 29 Feb 2012 07:40
Insurance company wants my car?? is it thers? - thunderbird

If this post is not yet another hoax (suspect since the OP started another identical psot at the sme time) then surely you should be going to a solicitor. You should be getting a case started against the place where you purchased the car from, they have defrauded you.

If there has been a fraud the insurance company will want their pound of flesh and they will automatically get first shot.

At least you are not being charged with fraud.

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Thu 1 Mar 2012 05:14
Insurance company wants my car?? is it thers? - stoney123

rather be charged with fraud than loose £42000 in this current economic climate!!! Atually its not fraud..its handling stolen goods as i mentioned on the post.

i am not sure how this site works as i have only registered last night. thats why i may have two posts up.

in a nut shell the insurance comapany of the car the10 parts come have the right to the full car even though the rest of the parts are legitimate?

the seller was a private seller. i did the checks..how do you check the lights and the seats and windows??

i am not entiltled to legal aid as this is now a civil matter. thes estimated costs are minimum £6000 and can go up to arround £12000 and if i loosethe case i will have to pay the insurance companies reresentation costs.

Anyways thanks for the advice

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Wed 29 Feb 2012 12:27
Insurance company wants my car?? is it thers? - oldroverboy

hi

i purchased a car in july 2011 which i had paid £42000 for. i did all the checks..a local car show room did a hpi as well. It all come back clear.

If you can afford £42000 cash for a car, presumably not from a dealer, you have

A: more than enough money for a solicitor.

B: I assume it was a "fantastic opportunity" to get a very expensive car a lot cheaper.

Plod will not arrest you and put you in custody merely for carrying £1000 on you, there are more things to this than you are telling us.

My guess is a nice little hoax question.

Advice as above, if you have a £42000 car, get a solicitor...as you obviously got that money from your very healthy pay-packet. There again it's not 01/04 yet...........

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Thu 1 Mar 2012 05:34
Insurance company wants my car?? is it thers? - stoney123

yes i paid £4200o for the car is that unheard of??

And it was a good oppotunity as it was around 6-7k chaeper than the other places i have looked at. It was not love at first site.

i just got some estimates on the cost of legal representaion, £6000 minium and can got up to arround £12000 and if i loose the case then i would have to pay for the representation costs of the insurance comapny.

Now let me update you on your knowledge of the amount of cash money you are allowed to carry without evidance. You are allowed to carry a maximum of £1000 in cash. anytrhing above that you will have to priduce evidence. Now if you had read my post with a little more attention you would have seen that i stated that i was carrying over a £1000 in cash.

My guess is that you do not have much legal knowledge in these matters but rather look at post to give a opinions and have a non helpfull approach.

if anybosy can give me some positive advice or legal advice..please do so..much welcomed.

"There again its not 01/04 yet....." ???????

very unhelpful

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Thu 1 Mar 2012 07:56
Insurance company wants my car?? is it thers? - Armitage Shanks {p}

At the risk of being added to the unhelpful list

1. Would you not be suspicious of a car for sale seriously under the "correct" price?

2. Doesn't the fact that it now appears to be a bit of a problem follow logically from 1?

3. You need a solicitor

Edited by Armitage Shanks {p} on 01/03/2012 at 07:57

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Thu 1 Mar 2012 08:09
Insurance company wants my car?? is it thers? - skidpan

Three pieces of advice.

1 Get a solicitor

2 Get a solicitor

3 Get a solicitor

You have made no mention about trying to contact the seller, has he disappeared? When cars are sold very cheap that usually happens, they are cheap for a reason.

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Thu 1 Mar 2012 11:11
Insurance company wants my car?? is it thers? - Dwight Van Driver

Whilst I have only a limited knowlege of civil law which this appears to be the case I would say that the Insurance Co only have a claim of right, as have the owners of, in the stolen parts.

There is an avenue you may wish to explore under the below law which is still valid today

Police (Property) Act 1897

Power to make orders with respect to property in possession of police.

(1)Where any property has come into the possession of the police in connexionwith their investigation of a suspected offence a court of summary jurisdiction may,on application, either by an officer of police or by a claimant of the property, make an order for the delivery of the property to the person appearing to the magistrate or court to be the owner thereof, or, if the owner cannot be ascertained, make such order with respect to the property as to the magistrate or court may seem meet.

(2)An order under this section shall not affect the right of any person to take within six months from the date of the order legal proceedings against any person in possession of property delivered by virtue of the order for the recovery of the property, but on the expiration of those six months the right shall cease.

Have a word with your Solicitor or Magistrates Court Clerk about making such an application.

dvd

Edited by Avant on 01/03/2012 at 11:37

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Thu 1 Mar 2012 17:04
Insurance company wants my car?? is it thers? - oldroverboy

yes i paid £4200o for the car is that unheard of??

And it was a good oppotunity as it was around 6-7k chaeper than the other places i have looked at. It was not love at first site.

i just got some estimates on the cost of legal representaion, £6000 minium and can got up to arround £12000 and if i loose the case then i would have to pay for the representation costs of the insurance comapny.

Now let me update you on your knowledge of the amount of cash money you are allowed to carry without evidance. You are allowed to carry a maximum of £1000 in cash. anytrhing above that you will have to priduce evidence. Now if you had read my post with a little more attention you would have seen that i stated that i was carrying over a £1000 in cash.

My guess is that you do not have much legal knowledge in these matters but rather look at post to give a opinions and have a non helpfull approach.

if anybosy can give me some positive advice or legal advice..please do so..much welcomed.

"There again its not 01/04 yet....." ???????

very unhelpful

Well, let's start again, You paid £42000 for a car, presumably cash if it was a private sale, ok you did the checks, still good, ok you saved yourself £7000.

Ok, you didn't buy it off a bloke outside the pub in the car park!

Ok you have a problem, HAVE YOU THOUGHT of contacting the seller, (CAN YOU?)

but finally At the risk of repeating myself and others and most of those posting are longtime site users, and Personally I spent 25 odd years in the motor trade rising to become a senior parts manager, and selling a few cars too in the dealerships and working on the trade stand at a motor shows , All of us agree that YOU should get a solicitor, an hours advice won't cost you a fortune. Again, If you want to spend £42000 on a car that is your privilege, and good luck to you! i am sure that if I wanted to spend that much on a car I could too, but I would not spend that amount of money without having some means of comeback to the seller. And my comments before were not meant unkindly, And presumably you had no evidence for the cash, not even a withdrawal slip from the bank, or a bank statement. And if you had paid £42000 cash in my ex-employers garage for a car WE would have notified the tax authorities any ways!

But GET A solicitor, or lose £42000...... I know which I would choose, If the car was worth £42000 it is worth spending £6000 to keep it!

Edited by OldRoverboy on 01/03/2012 at 17:09

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Thu 1 Mar 2012 17:53
Insurance company wants my car?? is it thers? - thunderbird

HAVE YOU THOUGHT of contacting the seller, (CAN YOU?)

Skidpan asked the same question earlier, have you, can you?

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Thu 1 Mar 2012 19:30
Insurance company wants my car?? is it thers? - tony g
Guys it's a spoof post or some bodies fantasy ,money laundering rules mean that car auctions won't take more than £9000 in cash on a transaction ,banks wont pay out or take deposits of more than £9000 in cash for the same reason.

So how do you accumulate £42000 in cash ,easy you don't ,in addition I don't believe that the police have any hard and fast rule on the amount of cash any individual can carry around .You have to be doing something to attract the polices attention on another issue ,before the amount of money you're carrying gets to be an issue .

I don't believe that the police would hold onto a car that had stolen parts ,when the majority of the car is kosher ,presuming that the majority of the parts came from the same car ,the insurance company would settle quickly,for the value of the parts.But then the op says he had the car HPI checked ,so why did it need stolen parts ?

Finally the op struggles with his spelling ,grammatically his post is a mess ,all this from a guy with £42k to spend .it doesn't gel.
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Fri 2 Mar 2012 07:32
Insurance company wants my car?? is it thers? - thunderbird
Guys it's a spoof post

Said that in my first post.

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Fri 2 Mar 2012 21:29
Insurance company wants my car?? is it thers? - Avant

Could well be. This person posted the same thing three times in this section of the forum. Unless (s)he comes back to us I suggest we don't waste any more time giving advice: many thanks to those who took the trouble.

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Sat 3 Mar 2012 08:45
Insurance company wants my car?? is it thers? - bonzo dog

There appears to be a bit of uneccassary speculation about the OP

(Unless I've mis-read) I can't see anywhere where he says he paid the £42,000 in cash. Certainly £42,000 for a car is very common in the world of JLR, BMW, Merc, Porsche etc.

Although I have to admt that the police retaining the car because of a small amount of half-inched parts is a bit puzzling, but I'm no legal expert.

More puzzling is the part about having to produce a reason why he was carrying over a grand on him. Whilst not usual, there have been a handful of occasions when I have done so; & I have known many many car traders who wouldn't leave the house without at least "5 bags of sand" tucked in the sheep-skin.

Advice, as has been said - get a solicitor

Good luck

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Sat 3 Mar 2012 19:44
Insurance company wants my car?? is it thers? - Collos25

I know plenty of people who drive cars costing far more than 40k and payed how much cash they carry I would not know.Smells a bit this storey.

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