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Zafira A - Offered total loss but no infromation about damage - mome

I have a accident where I have gone out the road and have gone over stones .
Insurer told me that car is total loss and wants to take it for a scrap .
Nothing mentioned what exactly was damaged . I drive the car for a 1-2 minutes when took the car to safe place and was driving well ( although there was leaking machine oil ) .
How could I get information about their assessment and stopped my car sent for the scrap before I know should I decide to repair it ?
Is it more expensive to have it insured if it passed MOT again after repair ?
How much could be the evaluation if its Zafira 2.0 dti manual Com , with mileage over 110 000(ABOUT 114 000).

THANK YOU!

Edited by mome on 27/01/2012 at 09:58