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incorrect date of birth on insurance - blueberry

okay so iv been driving since i bought my first car on my 17th birthday 10/10/2007. so i took out my own insurance as a provisional driver and had lessons. i passed exactly a year later, just intime to renew my policy , all fine all correct , now a full licensed driver. but search for best car insurance using comparison sites. which dont take that first year of drving into account due to being provisional so when id get my quote id have to 'fiddle' m,y date of birth, then call my insurer give them the quote number and say 'by the way had to change my dob blah blah blah' fine again . anyway stayed with the same insurer ( a femanist one :p) until this year while im at uni my car stays at homekeeping out of trouble. so i renewed my insurance..once again using the comparison site and my 'fiddle' stratergy..then calling the insurer with the quote and explaining..that my dob is 10/10/90, NOT 10/10/89.. which the lady on the phone said she could ammend along with my email address.. so my policy arrived and got put in a drawer by my mom safe and away. i went home recently and drove my car with my bf in and we crashed. the other driver admitted fault. the police said that too. it was horrible i went home and pulled out my policy and rang my insurer in quite a daze and still in shock. it was a bad crash. smal car vs landrover. so my car is now with salvage men. they said all would be sorted soon and they would contact me further. now im out of shock iv read my policy and my DOB is wrong. its reading 10/10/89 !! what do i do now!

incorrect date of birth on insurance - Dwight Van Driver

Your attention drawn to this:

Section 174 Road Traffic Act 1988

A person who makes a false statement or withholds any material information for the purpose of obtaining the issue—

(a)of a certificate of insurance or certificate of security under Part VI of this Act,

is guilty of an offence.

6 months impr and or fine £5000 - 2 yrs imp at Crown Court.

It would seem your in the lap of the Gods with the Insurance Company who may accept you contacted then to amend DofB (have you poroof???) and cover, or decline the Cover and/or advise Police of above offence.

New Fraud Act passed earlier this year the circumstances outlined may well also fsall within that Act as an offence.

It would seem that you you knew what you were doing so have to accept the consequences.

dvd

incorrect date of birth on insurance - SlidingPillar

Date of birth is wanted by insurers as the policy holder age is relavant. Especially with the young as the loading falls away the older one gets. (Until about 70 when it starts getting worse again).

Another part of the risk is how long one has had a full licence for. Provisional licence experience does not count.

incorrect date of birth on insurance - Duncan112

Most insurance companies record ALL calls and hopefully will still have the tapes - if they have "lost" or "wiped" them then some of the onus will be on them to prove that you didn't point out your error - have you retained your previous certificates that state the correct dob?

Out of idle curiosity how much was the difference at your last renewal between the net quote and what you actually paid?

incorrect date of birth on insurance - Kit Car Insurance

Think its always best to check the insurance details before submitting them. With http://www.insuro.co.uk/kitcar-insurance-comparison/ its really easy and they make it hard for the user to make mistakes

incorrect date of birth on insurance - thunderbird

I am sure that from an insurance perspective your driving experience on a provisional licence does not count thus when they ask how long you have held a license they mean a full licence. Normally they ask when you passed your test, certain that is what they always ask me and the Mrs.

Why you would want to change details like you have done is a little beyond me, hope it works out for you.