I took this out 3 months ago to enable my son to get second driver insurance cover on my car at a reasonable price. We had the box fitted which tracks driving performance and have been monitoring 'our' driving style on line ever since. The rating over the weeks was 'good' and lo and behold a safe driver refund of £25 appeared in my bank account last week. So, £15 for me and ten for him - buys a couple of pints and is an encouragement for him to carry on driving sanely. He's a retained firefighter so he has seen a few car crashes but nevertheless I'm warming to the Co-Op's slightly big brother approach to young drivers.

Even my own driving in that car has moderated!