Zooby - what do you consider to be the cheaper end of the insurance bracket? Obviously it depends on age/location and NCB but having done a little search using your criteria, for something able to cope with that kind of motorway cruise and not be a teensy little hatchback, I'm getting about the same insurance for all of the cars, and about the same tax too.
You'll be wanting a comfy car I imagine if you're having to sit in it for that long (I do a similar journey to you!) so I have discounted any BMWs, really small vehicles and cars with absurd wheels.
I'm seeing a lot of Saab 9-3s, Seat Ibizas and Leons (the 1.9L TDi VAG engine), VW Passats and Golfs, and a few Audi A4s. Not to mention the Skodas Octavias! For £10k most of these are around the 08/58 plate age, with under 40k on the clock.
I used to do a 120 mile a day round trip in a 52 plate petrol Ford Focus 1.6 LX. It was perfectly able to cope, it was comfortable and reasonably economical, but I found a 1.6 a little bit underpowered. I whacked 30k p.a. on it and part-exed it for sod all (just under £1.5k)! Can't complain though; I got what I wanted out of it and I didn't get a bad back driving it.
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