Points from April 2009 will be used for any totting-up procedure until April 2012 BUT they can't be taken off your licence for another year after that.
Removing the points displayed on your licence makes no difference to the insurance, you still have to answer questions truthfully - so removing points at 4 years still requires you to answer YES if asked about any convictions in the last 5 years.
I've never bothered having the points removed from my licence, they do go back to the 1970's because I'm not that vain!
Edited by RT on 10/09/2011 at 21:14
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