Rover 75 - Car stolen from mechanics yard

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Mon 21 Mar 2011 20:55
Rover 75 - Car stolen from mechanics yard - cavey76

Gents, Wonder if you can advise me about what could be an awkward situation. Just heard the FIL has had his beloved Rover 75 stolen from a mechanics yard. FIL is old school and is of the mind, "Ah well tough!". It is probably complicated by the fact that there is a long standing friendship between the mechanic that runs the yard and my FIL as he has helped him maintain a procession of old Rovers over the years.

In principle should the mechanics insurance cover this? And if so how would you go about any haggling where the insurance co inevitably(and probably rightly for a Rover 75 circa 2002) make a derisory offer?

Regards

Cavey

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Tue 22 Mar 2011 05:34
Rover 75 - Car stolen from mechanics yard - OG

Insurance companies always make derisory offers based on the minimum trade in value. What I'd suggest your FiL does would be to reject the offer and demand X amount more, if he can back that up on the grounds of the car being in exceptional condition or low mileage so much the better. In my experience you'll find the insurers will meet you half way.

I take it the car was secured at the time, ie keys not left in it?

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Tue 22 Mar 2011 10:45
Rover 75 - Car stolen from mechanics yard - injection doc

I guess the key issue is going to be a big factor in this claim ! were the keys left in the car ? or otherwise motor trade ins cover normally requires the keys to be in a locked key cabinet,( normally self locking )

The only other way the vehicle could of been stolen is with a recovery truck. The Rover 75 is fitted with the BMW EWS imobilzer system and cannot be started without the microchipped key !. Spare keys can only be obtained ( ordered from germany ) with proof of ownership and documents etc

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Tue 29 Mar 2011 14:51
Rover 75 - Car stolen from mechanics yard - mgrovernutter

if the insurance company does not offer an acceptable amount tell them you would like them to supply you with a car like for like ie spec, mileage, age. that will get them thinking.

by the way i get my parts from www.roverlink.co.uk

Edited by mgrovernutter on 29/03/2011 at 14:58

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