second hand citreon - do we have any rights

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Mon 31 Jan 2011 16:12
second hand citreon - do we have any rights - kazz106

does any one know if its breaking the law not telling you that the car you are about to buy is an insurance write off..........

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Mon 31 Jan 2011 17:14
second hand citreon - do we have any rights - Falkirk Bairn

If you do not ask, they do not have to tell you.

If you ask and they tell you a lie that is a different story

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Tue 1 Feb 2011 06:17
second hand citreon - do we have any rights - LucyBC
A private seller has no responsibility to disclose unless asked.

Under the Consumer Protection Regulations a dealer would have to disclose if they knew. If they did not know then they would arguably be in breach of their "due diligence" requirement to check the vehicle with the registers.

But if the write off was not on the registers then there is probably no duty on a dealership. Be aware that many vehicles are "written off" for economic reasons and then repaired to a perfectly acceptable standard.
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Tue 1 Feb 2011 09:58
second hand citreon - do we have any rights - Falkirk Bairn

Many write-offs are not recorded.

Company A has 3rd party only insurance on fleet - car is badly damaged - it can be sold and repaired and there will be no history of this as it has not gone through an Insurance Claim.

I worked for several companies that "self insured" - the last one (2004) was paying £600+ for an Astra sized car - 3rd party F&T only! Comp was apparently in excess of £2000 / year - on 1000 cars a fair wedge.

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