I was leaving work today and intending to follow a friend to a meeting. We were both parked in the work car park, she was further from the exit than me so i sat and waited for her to pass before i pulled out. As i was waiting i saw a white van pass behind the car which was parked in front of me (essentially the car park consists of four rows of spaces and a one way u shaped road to enter and exit. i was parked by the exit road with the car in front of me parked by the entry road, hopefully that makes sense) now i know the car park having used it for over a year and i know that it is limit visibility whilst using and driving in it, so therefore i am slow and careful when manovering.

the white van was going at a fast speed because i saw it out of the corner of my eye and this thought crossed my mind. My friend passed my car and i then started to reverse slowly as i did this the white van appeared behind me and my bumper hit his drivers door.

the damage to his car looked excessive compared to the damage to mine, he claimed it was my fault as i hit him but i think its his fault due to the speed he was going and the damage shows that the sc***e on his drivers door indicated his speed to be faster than mine. as i had only just started moving out of the space. He later said that he had only just pulled out and was going at two miles an hour which clearly was not the case.

stupidly i did not take photos of the damage and therefore its his word against mine, athough i might be able to find a witness who saw it from the office windows.

but whom in the eyes of an insurer is at fault or will it just be k4k? he offered for me to pay cash but i dont feel as though it was my fault as he should have seen me reversing and been going slow enough to stop in time.

he said it was mine i said it was his so now we are going through insurance. i am annoyed as firstly he shouldn't have been in the car park and secondly going at that speed.

has anyone been in this situation and how do the insurers look at it.

:)