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Sell it without tax who cares if it's got MOT thats all that matters it won't be worth anymore with it or without.
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....in the mean time SORN it..............NOW
dvd
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I have SORNed it. I don't think I've made myself clear enough.
The hard copy of the insurance document looks valid until November but I have cancelled the policy recently and so it isn't valid if checked electronically. What I'm asking is "will the post office check electronically" and if they do tax it could there be repercussions due to someone checking it electronically after I leave the post office.
Any help appreciated
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Yougov guidance says the insurance has to be valid on the first day of the tax period, ie 1 February in your case. So if it was valid yesterday, but since then (ie today) you have cancelled it, then it seems covered, technically.
The implication of the statement that you have to produce a paper certificate at the PO is that they cannot or do not check electronically. In any case it takes some while for new insurance to be logged, so if my first paragraph regarding dates is true, I'd just try it pdq.
Ultimately the offence surely is "driving with invalid insurance" rather than "having invalid insurance" ?
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I inadvertantly took an old MOT certificate to tax a car at a PO. They asked me if I'd got a current MOT and when I offered to go home and get it, they checked 'on line' to confirm I had and proceeded to issue a tax disc.
I presume they can check insurance similarly.
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They don't check anything online when you present the paper document.
I've taxed a car twice (due a monumental long running cockup, but it was really my car) without a V5.
Pick a small post office, be confident & purposeful, but slightly hard of understanding. Poor PO worker will do it for an easy life after 5 mins of the routine (understandable!).
Edited by CraigP on 02/02/2010 at 11:33
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They don't check anything online when you present the paper document. >>
Good old Post Office, always the last to use the new technology. They have only recently had the brainwave of putting card reader terminals on the counters. In another decade they might even think of putting them in the foyer. And then what - passport photo machines? Self service machines for weighing parcels and printing stamps?
Coming back to the OP's question, you might reasonably have taxed a car with a current insurance certificate, and then cancelled or transferred it. That doesn't invalidate the tax disc, merely mean the car needs alternative insurance cover if it is to be used.
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Coming back to the OP's question, ... >>
which said that he did not have valid insurance. So the correct answer is, no, you cannot legally tax "a vehicle with invalid insurance".
p.s. Cliff, what is the "yougov guidance" you mentioned? Isn't "yougov" an opinion polling organisation?
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I've sold un-taxed cars in the past. No-one cared, nor did it affect the price.
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I've sold un-taxed cars in the past. No-one cared nor did it affect the price.
There are those who like to buy cars with RFL so that they can drive around without insurance for XX months, there's a likelihood of no license or a ban too, so a car with RFL is more desireable and worth more to some people...................
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>>There are those who like to buy cars with RFL so that they can drive around without insurance
Isn't that less likely nowadays with ANPR?
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Isn't that less likely nowadays with ANPR?
5% uninsured keeps getting banded about, how do they manage it with ANPR?
The next time you're sat at major traffic lights and there are around 20 cars around you statistically one has no insurance.
If you've just got yourself a 12 month ban, buy a car with 12 moinths MOT and RFL, register at a different address, (maybe insure it in someone elses name) and you're under the radar..........................................
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OP, why make work for yourself by trying to tax the car? It's money you won't get back in the sale, and any genuine buyer will have no problem taxing it as its MOT'd and they'll have their own insurance on it as soon as they buy.
In keeping with Dox's comment, you could think of it as a useful filter to attract the more honest-mined punter to your door...
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On the other side of this coin, I like a car which I'm considering buying to have road tax so that I can legally test drive it. If the seller's telling me that I can't test drive it because it's got no tax, I'm wondering what they're trying to hide.
I think the OP should have taxed it before the insurance lapsed, but hindsight etc...
On selling, you can insist that the tax disc is paid for as an extra, or you can remove it and get a refund once sold. Make sure the buyer knows this before negotiating the price. It's the buyer's responsibility then.
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i' not going to allow anyone to drive the car anyway due to insurance purposes. the reason i thought an untaxed vehicle was less desirable was because someone could travel a long way to view a car and not legally drive it away until they've got insurance documents delivered, purchased the car to get the new keeper's suppliment and then driven to a post office near me in order to tax. a lot of trouble if you're worried about doing things legally.
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>> p.s. Cliff what is the "yougov guidance" you mentioned? Isn't "yougov" an opinion polling organisation?
Sorry, I think I mean Directgov, or Offgov? It's the internet address for government information sites like DVLA etc.
As opposed to "gov off", which is how we all feel.
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