Just arranged insurance for a week in France. £32.
I paid £46 for a month in the summer with the same insurer. When I queried it, I was told that each trip attracts an "admin fee" of £17, "to cover the cost of printing the documents". Plainly that's nonsense - although I accept there will be some cost, 17 quid is silly.
I shan't be renewing with them again, despite the cover otherwise being fine.
Any BR recommendations for good insurers which don't charge such fees?
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Guessing you're talking car insurance (green card), not personal insurance, or breakdown insurance?
For the Green Card Direct Line never charged much - about £20 tops for a week IIRC. More Th>n (current insurer) was free for a 5 day trip earlier this year.
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The fixed admin costs must be quite similar (if not identical) for a month's cover as they are for a week's cover i'd have thought - so don't understand your point.
It doesn't matter two hoots how they structure their prices, it's the overall cost & cover provision that's important. Perhaps you shouldn't get het up about it really, if you're satisfied with the cover (and presumably the cost comparisons with other providers you've made prior).
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The 17 quid "admin" fee is in effect the fixed cost of setting up each policy. this includes Admin time (the human input), computer costs, printing costs, postage cost, telecoms cost, etc - all the costs involved in setting up a new policy
On a £1000 policy it doesent seem much, on a 32 quid policy it does.
As said by others - whats the problem anyway? you are not being charged an "admin fee" on top of a "policy fee" you are being offered a policy at a price. If you think you can get a weeks insurance elsewhere for £15 (£32-£17) then go for it.
A fiver ( my admin fee) says you wont.
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Look for a company that offers ' foreign annual cover' (normally with some length of stay constraints) and a multi language certificate. Problem solved, no preadvice of travel required by some companies. Any broker will advise.
pmh
Edited by pmh on 24/10/2008 at 15:45
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So that cheapo ins co found on confuddled.com is costing nearly £100 more than you thought it might...
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Agree with you mapmaker. The cheap companies thrown up by the aggregators achieve it by cutting the cover right down. No Foreign cover, no courtesy car, no breakdown cover, high excess and charges for policy amendments. Great if that's the cover you want for the next 12 months, but otherwise, not such a good buy.
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I'll confess I wondered about this one. My NFU policy gives me full cover in the EU and quite a few other countries. Unsure of period but I think it's quite long.
Not the cheapest policy I'm sure but several of the firms that claim to be cheap, want more!
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