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I just bought another car. I still have my old car. It is off road and uninsured. At present my brother does not have a car and wants to use my old car. He wants to insure it in his own name and use it. Can he do it while the car is still under my name? He is aware he is responsible for any speeding tickets etc?
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Came across this on Martins money tips website, "may give you a starter for 10"
>>Quote:
Originally Posted by 1jacks64
I would like to drive my mother's car and would like to know whether I would be able to insure the car in my name even though I am not the registered keeper and do not legally own the car ?
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Yes, this is possible, although your choice of insurers will be more limited.
If you get problems with price, try some of the brokers who will know the insurers that cover this scenario.
Billy
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I've always bought the household cars, and they're always registered in my name, (it avoids the suspicious sideways looks if I ask the seller to register it in my wife's name).
We usually have one insured in my name, and the other insured in the wife's name. I've never had any problems, but the address is the same.
The wife's current motor insurance schedule quotes:
"Mrs B T, who is neither the legal owner nor the registered keeper of the car"
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Thousands of people insure cars they don't own eg if its on HP you don't own it,I suppose the suttle difference is keeper or owner.
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Discussed on this very forum ad nauseam over the years a forum search may yield the expert
advice.
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Yep, my wife's name is on the insurance for her car which is actually registered in my name. Ins.Cert. just says we're both insured to drive it, and ownership doesn't seem to come into it.
JS
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I am not the legal owner nor registered keeper of my car (my company is) yet I insure it on a standard policy with Direct Line. They did not seem very bothered when I told them this (price did not change) - they just sent me a new schedule noting the fact.
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In the past I lent a car to a friend for six months when their own was written off. I still owned it but they were the registered keeper for the duration. No problem with insurance.
When I sold it I explained why it appeared a. I had it such a short time b. it had so many keepers (twice for me, once for friend.
Edited by deepwith on 09/01/2008 at 22:10
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I did this with elephant.co.uk on a 3 Series that was registered in my dad's name. It made no difference to the premium.
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Had a chat with my brother. The best option is for me to register the car in my brother's name. The option of me insuring the car and adding him as named driver will prove expensive because you can only use your NCB on one vehicle. He already has full NCB so his insurance will be cheaper.
Thanks for the replies
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wazza, if you have a swintons near you pop in and don't speak to the junior member of staff. The manager of my local branch was briliant in a similar situation. Firstly found a great deal on insuring a car not registered to us. I used my substantial NCD on this. She then "mirrored" the NCD on the car that is registered to us.
If you need specialist help, doing the Internet search yourself or speaking to some disinterested youth in a call centre isn't what you need.
There are other good insurers, it's just the one I mentioned was very helpful for me - your mileage may vary!!
Edited by Citroënian {P} on 10/01/2008 at 20:55
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