Two cars, one NCD

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Fri 27 Jul 2007 10:32
Two cars, one NCD - Citroënian {P}
As a result of getting an unexpected car (other thread), I'll have to sell one our current cars.

If it takes me a few weeks to sell the old cars, I'll have to get some insurance for the new one and old one, I'm guessing on the same policy? Can't really open a new insurance as the NCD is on the current car, if you see what I mean.

What's the best way to do this, is it a standard thing for insurers to do? I'm thinking it may take us up to a month to sort out - is this too long for an insurer to run two cars on one policy?

Hope this makes sense, would appreciate any advice
Lee

-- Biggedy biggedy bong
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Fri 27 Jul 2007 11:03
Two cars, one NCD - GregSwain
Depends on insurance company. When I insured through Admiral they were very flexible and let me put on a temporary car for 2 weeks (at a cost of £17.50). Others in the BR haven't been so lucky. Phone the insurers and ask - IMO the most logical solution is to change the main car to your Kia, and add the one you're selling as a temporary car.
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Fri 27 Jul 2007 11:53
Two cars, one NCD - LinuxGeek
MoreThan provided me temp cover on the car I was selling on weekly basis, charging me £10/week!
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Fri 27 Jul 2007 14:48
Two cars, one NCD - BazzaBear {P}
Transfer your insurnace to the new car as normal. Ask the company if they will cover you on a temporary basis on the old car. It'll probably actually be with no NCD, but because of the short term it shouldn't cost you much anyway.

I did this when changing car from my Fiat Coupe to my GTA. Despite being a group 19 car, they charged my £20 a week for the Coupe.

If the same insurer won't do it, then I'm sure a broker would be able to find an insurer willing to take on a short term risk.
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Fri 27 Jul 2007 15:18
Two cars, one NCD - Jonwm {P}
I do the same with Direct Line, just paid £35 for 2 weeks temp cover on my 2nd private car, they will do it for up to a month at a time and for 4 times in that year or something like that.

I cliamed for a new windscreen when i first pikced up the car and had only insured it for 3 days, so its like for like cover.

Jon
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