The belt doesn't break on Ford Zetec engines, it's the pulleys and tensioner that go first. If you're getting the belt changed, whatever the mileage, make absolutely sure that a fully belt kit is fitted, i.e. belt, pulleys and tensioner.
As a matter of interest I had the belt changed on my Mondeo fitted with a Zetec engine at 96,000 miles; they do generally last the figure that Ford quote but, of course, some won't and will fail before.
Much depends upon the sort of life the car has had. Many short journeys and stopping and starting the engine will tend to shorten the cambelt life, long motorway journeys will tend to make it last longer.
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