Why is an insurance company allowed to discriminate on grounds of age? SAGA only insures over-50's, yet if you were to discriminate against an over-50 on any other grounds it's illegal. Just wondering! :)
Cheers,
Dave.
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SAGA = Send All Grannies Away.
I'm not sure of the exact answer - but presumably this isn't the same as employment law.
Fortunately, when I reached 50 and SAGA started trying to sell me car insurance, my broker could (and still can) get it more cheaply.
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I guess the same reason Diamond only insures females.
ISTR there was going to be a review of this a year or so ago, but it fizzled out.
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SAGA = S*x And Games Abroad and they are pricey for any insurance!
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I guess you mean discriminate against against under 50's and why should that be illegal?
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Outrageous. Next they'll be discriminating on claims history, experience, location, mileage, whether the car is garaged...
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wobblyboot - they use things like that to load the premium, which I have no objection to. What they're saying here is "we refuse to insure you because you're not over 50". There's a difference like, innit?
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I take your point. To start with I thought it might be some form of insidious politically correct positive discrimination, but having thought about it, I think it's just niche marketing. I remember from my economics degree specialisation is the way to greater productivity, so good luck to them.
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Sheila's Wheels gave me the second-lowest quote for car insurance (I'm a man).
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I've often wondered this about properties that are sold as 'over 50s only'. As they're virtually the only ones I could afford, I remember being a bit miffed!
Appreciate this is not motoring though - I'll moderate myself in the morning!
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You missed out "SAGA LOUTS".Seriously I have Saga insurance,well pleased and ,yes,I could get cheaper quotes but Saga includes continental cover and I go abroad several times a year,I would have to pay for that cover which makes it more expensive.
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So do Lloyds TSB at a far cheaper price.
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TSB only offer a maximum of 90 days cover as do several other companies!!!
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