Reading an article from a few days old Daily Mirror today at the mother in laws. By Quentin Wilson regarding a garage somewhere who found he had plenty of punters for his cars Providing they had 12 months road tax they would pay the price on the screen with no bartering.
Then it clicked with the garage proprieter.....they had no insurance.
Re-worded his ads to include 12 months road tax and theyr'e selling like hot cakes.
Alvin
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I can't say I'm surprised.
Proton Satria GTi, no more than 133 horses, three mature named drivers with clean licences, limited to 5000 miles per year, £650 with full no claims bonus; that after some re-negotiation following a try for over £800.
Gawdelpus! The 190 horse Corolla T-Sport is two groups down.
(But no doubt the little plaque which states "Handling by Lotus" is deemed to make it incredibly dangerous!)
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Alvin,the system is in the UK is wide open to abuse ,you would have thought when they changed the system recently they would have covered these loopholes,a friend of mine who has a garagesays it is common these days that he wonders if in any cars are propaly insured ie.work use ,goods carrying,mileage limitation etc.It used not to be a criminal offence in the uk only a civil matter is this still the case I have lost touch,I know here in Germany I would last about 30 sec without insurance as I would have no plates on the car and if I cancalled my policy I would have to hand my plates in and then produce a dereg certificate before they would accept me to do that.
If you drive round London you see many cars on out of date transit plates so they have no insurance.
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Andy, I believe that not having insurance has always been a criminal offence.
After all you see cases in the paper where someone has been prosecuted by the police for this offence along with others including road tax etc.
If it was civil the police would not be involved. ??
Alvin
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How long can a foreign reg car stay in this country before it has to be registerd here and pay road tax. I know of some that have been here years on foreign plates.
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if its a eu member state it can stay as long as it likes so longas the registered keeper has an address in the the appropriate country and the car is tested in that country .If the keeper lives in the uk and it is his own vehicle he cannot drive it.
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The tax disc should be replaced by an "All In" certificate which has to be displayed at all times and is only issued to those who can prove that their car is insured, taxed and if applicable MOT'd.
If it were also illegal to supply fuel to any vehicle not displaying a certificate that would help rid us of the menace's who drive round uninsured.
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I have read that it is possible to get insurance in some quarters in monthly blocks, so you would have a situation where (as now) the car is insured for the month in which the tax disc is bought, but uninsured for the other 11 months.
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Another thought - insurance certificates are pretty nondescript as a rule, I bet there is a good industry going in producing forged ones, all you need is your old one and shange the dates, or even the reg. no. !
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With some horror on another one-make vehicle forum I read a thread where the guys were trying to find out how short a period they could insure for to get a tax disc.
Their goal seemed to be to get their insurance compaNY to give a one day cover note for a vehicle they said they were using while their main one was in for repair.
With this cover note they could then tax the other for a year if they convinced the PO counter clerk.
I would support any moves to have some sort of insurance database linked to the VED, I understand that will be along soon for the MOT test certificate.
David
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That's a great idea but most stations are self-service and they'd have to employ some sort of bouncer type to stop people re-fuelling their cars if their paperwork wasn't in order. Not a job I'd want!
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There are adverts in the back of *ch*ang* and M*rt offering to produce you a fake P45 or is P60, whatever states your taxable income. These are useful in court cases where your income is relevant, divorce bankruptcy etc. On that basis an insurance certificate would be a doddle! A scanner and a huge selection of computer typefaces - easy!
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IMHO the only onus on the post office clerk, often a little old lady in a sub-post office, is only bound to check that he/she has seen a certificate for the date in question.
They are unlikely to argue so long as it looks OK on a casual inspection.
As Pete says, a do-it-yourself version must be dead easy with the sort of equipment that most of us are sitting in front of right now.
It would be interesting to compare the number of vehicles the insurance companies say they are covering with the nuimber the DVLC says are taxed.
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>>Another thought - insurance certificates are pretty nondescript as a rule, I bet there is a good industry going in producing forged ones, all you need is your old one and shange the dates, or even the reg. no. !
50 quid will get you one down the pub. However, being caught with it would do you no amount of bad. And I, for one, would shop you with no thought.
You'd be surprised how often they're checked by the police and others.
The thing is, the really bad thing about driving with no insurance isn't the IN10, points and ban.
Its the debt, the misery, the poor @!#$ you hit, hospital bills, car repair bills, the cost of future insurance, etc. etc.
Its an appalling crime for which there should be much more severe penalties than there are.
To do it deliberately with the intention of evasion and deception should suffer the loss of driving licence - permanently - IMO.
We don't need to change the principle of the law, we need to change the control and enforcement.
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Now how about that, it edited my very mild word and put in @!#$ .
That's quite cool.
Bueno, pero no bueno bastante, tonto.
Mark.
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Mark (Brazil)
Sorry if I did not make myself clear, in case you thought that I was argueing for fogery.
I totally agree that every driver/vehicle (plus cyclist and pedestrian as well - now there's a controversial point) should be insured for third party injury/damage.
What I was saying was that the only visible item at present is the VED disc, and it is TOO easy to fudge the insurance to get one, thereby saving megabucks, particularly for those most likely statistically to be in an accident.
BUT - how do we achieve that?
Regards
Brian
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