Saga is not much use if you are under fifty.
Liverpool Victoria give you 180 days cover per annum.
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French registered car or British ?
What proportion of the year in each country ?
French or British drivers ?
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Thank you for the replies.
I am not over 50 so Saga is not an option.
I will follow up the suggestion for Liverpool Victoria. I have since learnt that Whatcar insurance also offer the 180 consecutive days cover in Europe.
The only driver will be myself and I am British. It will be a UK registered car. I understand that I can use a UK registered car in France for up to 6 months. After that time I must register the vehicle in France.
I may spend most of my time in France this year so the 180 days cover may not be sufficient.
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Some insurers 180 day limit is applicable only to the comprehensive element of the policy only. (Altho the location of the vehicle is probably a material fact which should be declared).
Try
www.stuartcollins.com/index1.html
or ry looking in one of the French Living magazines small ads.
The 6 month French requirement is widely abused, (but dont get caught), and I believe a day trip visit out of the country is all that is necessary to reset the timer. A quick look round any of the airport car parks in the the South of France will find 75% of English reg vehicles carrying no tax or discs several years out of date!
Some French insurance brokers will issue (altho some refuse) a French insurance policy against an english registration if you indicate that the car is going to be reregistered in France in the future. I know of at least one broker who even renewed a policy after 12 months on this basis as "the reregistration was taking some time"
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pmh (was peter)
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Thanks pmh
I will try that broker on Monday.
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> A quick look round any of the airport car parks in the
> South of France will find 75% of English reg vehicles
> carrying no tax or discs several years out of date!
And probably no MOT either, which in turn means uninsured. The stereotypical person driving an untaxed, uninsured vehicle doesn't usually commute from his place in the south of France.
This issue affects many of my colleagues who live in Europe and who make the assumption that they pay their insurance so they're covered and secondly that the French authorities will never catch up with them re the six month rule.
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You would be surprised how many of the vehicles are less than 3 years old, hence no MoT requirement any way!
Not all insurance policies require a valid MoT (read the small print, if the vehicle is roadworthy, although payment on a comprehensive policy may be jeopardised or reduced. However false information (or information withheld) may invalidate the insurance. Annual UK policies for european use are available anyway, see link above.
The cars sometimes carry a French insurance sticker which implies that registration is (probably) in progress, and probably in possession of a CT.
I have met at least one person who was picked up by French customs on travelling from Jersey to France in a Jersey registered car (on a regular basis) so the French obviously keep some records. This is slightly different since TVA (VAT) has not been paid in Jersey ( not EEC) and is obviously open to greater abuse and probably subject to different surveillance.
New Year resolution -I must spend less time wandering around Airport car parks!
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pmh (was peter)
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Try this www.angloinfo.com
very good site for UK'ers wanting to or living in France. Try the Cote d'azur page which has more info. You'll find a motoring section and a forum. You can actually get yourself insured by a french mutual company for next to nothing compared to the UK prices.
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