I think it helps if old classic people who don't move as much as they did drive old classic cars which don't move as much as they did.

My 18yr old Audi A8 w12 sport quattro costs less than £300 with Swinton for up to 3000 miles a year. My 44yr old TR7 costs less than £100 with Performance Direct for up to 1000 miles IIRC. But I'm not quite 75 yet.

Any one out there can direct me to a company that may deal sympatheically with my wallet?

dvd

Possibly. I turned 80 last year and my renewal with Direct Line went from £350 to £615. I did the comparisons - LV= wouldn't cover me at all, the rest wanted about £90 more. I have a good record with full NCD. I drive a 15year old auto Vauxhall Agila B.

Edited by John Boy on 10/06/2024 at 11:37

Have found Saga to be unbeatable on price and product for our two vehicles (Audi A3 Sportback/Hyundai i10 Premium) over the past three years. The most recent renewal (March '24) increased by just £17.00 – quite unbelievable in today's climate!!!

I'm 73, don't cover more than 10,000 per annum over both vehicles, one garaged, one driveway, maximum NCD, fully comp, Mrs RB named driver on both but has never used the Audi. Full breakdown cover standard on the Hyundai if you have it serviced with a main agent, which I do. Pay £110 for full breakdown on the Audi but serviced by a fantastic indy 30-miles away. No other extras...

...wasn't, however, very impressed with their recent quote for B&C insurance cover (due mid-July) at +£250.00 more than my current insurer wants, so won't be taking them up on that.

Good hunting...

I'm nearly 79 and drive a 14-reg Mazda CX-5. I have not made a claim on my car insurance for over 30 years, apart from windscreens.

I have been insured with General Accident for the last few years. Last year's premium was £397, this year's £449. I did the usual round of comparison sites, the cheapest result from which was £524. Direct Line was over £900.

Last year I put different ages into the comparison sites and the difference was amazing. I came to the conclusion that, once you're past 75, the premiums will shoot up and there's not much you can do about it.

Annual Insurance due shortly and after 60 plus years NCD minor bump 3 years ago NCD down rock bottom. Age into high 80

Looking at comparison sites seems ageism being well truly applied faced with four fiqure annual Insurance.by all the so called Main Insurers.

Any one out there can direct me to a company that may deal sympatheically with my wallet?

dvd

You may find (unless you've already done so) that adding a middle-aged, son or daughter (or equivalent, e.g. niece / nephew perhaps) to your policy as a 'named additional driver' reduces, the premium somewhat, as long as they have a clean record for both claims and driving points within the last 5 years at least.

Worth adding them on for emergency purposes in case you are taken ill (but not sufficient to need a hospital visit) and cannot drive home.

I started doing this after I bought my first car back in the late 90s in my 20s and have done up until my dad turned 75 or so, when it was not financially advantageous, so I put my younger sister on instead, for a 10% drop in the premium and for genuine emergency purposes.

My dad has now put my sister on his / my mum's policy for the same reasons, now that both are 80+. Worth seeing if it makes a positive difference, whichever insurers you look at.