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Just treat it as you would any accident.
1: Exchange details after crash (think legally that has to be name and address).
2: Advise insurance company of the incident and if needed make a claim for any repairs to your own car.
There is no legal requirement to get into a discussion of any type with the other party after the event, and its best not to.
Ultimately, it's a minor collision in a narrow tunnel, so both parties would be seen as contributing to the collision - the Golf was drifting across, but unless the OP also hit the wall on the other side trying to avoid it both could have done more to avoid the collision.
In this case, given the age of the other car, and the fact that it looks modified, I suspect it unlikely the driver will be contacting his insurance at all. He's just hoping you will hand over a bit of cash and not involve insurance. Have you also checked whether the car is insured (AskMID) and has a valid MOT.
Even if you do settle directly with the other party, it makes no difference from the future insurance cost perspective. When you apply for insurance, you are required to tell them of any accidents/collisions you have had, regardless if whether you claimed on the insurance. If you don't, and the insurance company find out later, they are entitled to cancel your insurance or refuse a claim.
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