Hi All,
I am currently looking to spend around £5K on a VW Golf - due to budget, this will be a MK6. Golf, typically between the years of 2009 to 2011. I would like to upgrade it in a few years, to a newer model. Generally speaking due to the above and the current market, this will have approx 100K miles on the clock.
What I am struggling with however, is what model to choose for my circumstances.
A bit about myself: I am a new driver, passed in June 2021. I am a 28 year old male, have a son (2 years old) and soon to have another child (partner is pregnant). I need the car for commuting to work, which is 18 miles each way, 3 to 4 days a week. This is combination of A roads, B roads and a bit of city driving (2 miles). I anticipate driving 10-12.5K miles a year, mostly on the above roads (rural North Yorkshire). There won't be a great deal of motorway driving.
I would like at a minimum the SE/Match Spec, as the S is very basic on a Mark 6 Golf. There is also the GT for both. This rules out the 1.2 Petrol TSI car.
As such, I am looking at the 1.4 Petrol TSI, 1.6 Diesel TDI, 2.0 Diesel TDI, and the reliability/cost of running or ownership versus the quality of the car/drive to my needs and circumstances. In general, I think the 2.0 TDI and the 1.4 Petrol seem the best two choices, but thought I would also include the 1.6 TDI. The 6 speed gear box on the two larger engines, seems useful too.
Taxation is £30 for the 1.6 TDI, £130 for the 2.0 TDI and £170 for the 1.4 TSI.
Insurance is very similar for all 3 cars, even on the 140 BHP 2.0 TDI and 160 BHP 1.4 TSI Petrol.
Fuel costs are about £400.00 more a year on the 1.4 TSI petrol, based on current costs and HJ real world MPG figures (10K miles a year).
This is however offset by DPF concerns, based on my driving habits. There is also however concerns over the 1.4 TSI engine and its 'fragility' based on the timing chain/perceived issues with it. I believe the 2.0 TDI is generally perceived as a much more reliable unit. I do also believe the 160HP 1.4 TSI in the GT model, is the most susceptible to timing chain stretching/issues, whereas the 122HP in the SE/Match versions is more reliable?
Historically, the 'logic' has always been go petrol unless you do the right mileage, because diesels have cost more to buy. However, generally the cost of a diesel Golf is the same as petrol now, or even a bit less (there are more available). I am also trying to factor in depreciation, which I assume will be slightly higher on the diesel versions?
Overall, what I am asking is - what would be recommended in my circumstances, petrol or diesel (1.6 TDI or 2.0 TDI).
This is largely economic but also enjoyability of driving. The main factors are cost of purchase, depreciation, reliability and maintenance cost (assume diesel may cost more - DPF worries!), fuel costs, tax and insurance.
I hope that makes sense, please let me know if any queries!
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